Small Town Boy
28.Sep.2009 20:06 hrs
- You are not officially a UK resident, you are a resident of Germany
- You are not entitled to healthcare in Germany with the EHIC
- You are not entitled to NHS healthcare in the UK
You should have health insurance in Germany and use that to be treated here as necessary. Although that's not to say you can't go to the UK and get free healthcare by virtue of the fact that they never check your status. But not having health insurance is pretty daft and will land with you a huge bill should you ever get hit by a bus.
You can choose to voluntarily pay NI contributions in order to maintain your state pension.
mary_had_a_little_lamb
29.Sep.2009 10:35 hrs
I am still a resident in the UK. I was planning to study here and so get student insurance, but i don't meet german requirements to study this year. I was therefore going to be a Gasthöhrer and attend a semester, but that would mean I wouldn't be insured. I can't afford private insurance either, so looks like I will have to either go back and find a job in the UK (but have bf here with whom I live), or stay here and find something, which would probably be teaching.
Oh, what a hassle!
HEM
29.Sep.2009 10:39 hrs
I have been in germany for over a year,
You ARE a resident of Germany. QED.
Small Town Boy
29.Sep.2009 10:40 hrs
When you move to Germany you are obliged to register yourself at the Einwohnermeldeamt within seven days, thus making you a German resident. Not that it actually makes a great deal of difference now that we are all brothers within the European Union.
You've summarised the choices open to you pretty well. However, if you are unemployed in the sense of registered unemployed, then talk to the Arbeitsamt about health insurance. This isn't America; everyone should be covered somehow.
mary_had_a_little_lamb
29.Sep.2009 10:43 hrs
I am not registered unemployed. I don't think I am entitled to anything if I haven't worked here yet.
gordonthemoron
29.Sep.2009 11:09 hrs
there's no harm in asking the Arbeitsamt
mary_had_a_little_lamb
29.Sep.2009 11:24 hrs
thanks for the advice. i will go to arbeitsamt (who might land me with a good LIDL job :-P) and see what they say.
Starshollow
29.Sep.2009 11:27 hrs
I can only reiterate what others have told you before: since you are living now for a year or more in Germany, you have become legally a resident in Germany and are obligated to fulfill the legal requirements for all residents, which is since January 2009 to have a German health isnurance, either public or private.
If you delay taking care of this while living still here, you could find yourself eventually in a situation where either a private or public health insurance will back-charge you all the way to at least February 2009. It can therefore become rather expensive to "evade" this issue...
cheerio
mary_had_a_little_lamb
29.Sep.2009 11:32 hrs
i have been a resident since january ( i did register once I decided I am going to stay ). i guess i am clueless about these issues. never had to deal with them before. I shall go to arbeitsamt asap and ask them.
Until then, I hope i don't get hit by anything whilst cycling!
mary_had_a_little_lamb
01.Oct.2009 13:40 hrs
yey! I am insured thanks to a café run by lovely ladies. bless them.
Small Town Boy
01.Oct.2009 14:04 hrs
Presumably you mean they gave you a job...?
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